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Family Literacy


Family activities help children master financial concepts


Family Financial Education Activities will teach your children about personal finance and empower them to make positive and sound decisions to reach financial goals.


 How We Can Use Money Discussion.

Goal: Your child will recognize how money can be used: earned, spent, saved, borrowed, and given.


Things to Discuss

1.People earn money by working. People have skills. Skills have value and can be traded for money. (Example, a child can trade the skill of raking the lawn for money.)

2.Money can be spent. It’s important to plan ahead and know the difference between needs and wants.

3.When we want to buy something, we can save money. You can save money to buy a gift to give to someone special.

4.Money can be borrowed, and must be paid back. You may have to pay extra money when you give money back. So, it is better to save.

5.You can give money to help other people.


If your child doesn’t have a piggy bank, help him or her decorate a jar or a clear plastic container to use as a bank.

Ask your children to answer these questions after the discussion

  • How can we earn money?
  • Where will you save your money?
  • What will you buy with your savings?
  • What else can you borrow?
  • Who do we give money to?



New Word from

New world #12

9857 Bustleton Avenue, Philadelphia, PA 19115

215-856-7316 or 215-856-7314

215-856-7325


Our Mission

The mission of New World Association is to make a positive difference in our community by giving practical help to its disadvantaged members, especially immigrants and refugees.

Calendar of the Month:

December 2011


Birthstone: Turquoise

Flower: Narcissus

Astrological Signs: Sagittarius: November 22 - December 21, Capricorn: December 22 - January 19


December 1 : World AIDS Day

World AIDS Day is a day to increase awareness and education and remind the world that HIV still exists.

December 10: Human Rights Day

Human Rights Day is celebrated on December 10th in honor of the enunciation of human rights.

December 17:  Wright Brothers Day

Wright Brothers Day commemorates the first flight by Orville and Wilbur Wright in 1903.

December 21:  Hanukkah / Chanukah/ Feast of Lights

The holiday begins at sundown on the eve before the date listed. It is the time to give presents and money to children.

December 21; First Day of Winter

Winter Solstice - shortest day of the year

December 25:  Christmas Day

Christmas is celebrated by millions of people all over the world. For Christians, Christmas is a celebration of the birth of Jesus Christ and is observed on December 25th

December 26:  Kwanzaa. African American Heritage 1966

Kwanzaa is an African American celebration of traditional African values of family, community, commerce and self improvement. Based on the Nguzo Saba (7 guiding principles), one for each of the 7 days of the observance.

December 31:  New Year's Eve

New Year's Eve is celebrated December 31st, the last day of the Gregorian calendar year. New Year's Eve is celebrated around the world with fireworks, parties, and the traditional midnight countdown to bring in the New Year. New Year’s Day is a day of parades, sporting events and New Year’s resolutions.



Dear Students, Clients, Grantors, & Supporters

Best Seasonal Wishes on Behalf of the New World Staff and Board of Directors. May this New Year bring prosperity, love, and happiness in your life.


Marina Lipkovskaya, Executive Director

 Alex Shraybman, President



Success of our clients is our success

NWA congratulates

Roman Kuzma and Olga Kraylo who successfully passed Naturalization test and became U.S. Citizens

We are also happy for those who became employed last month:

Mykola Prokipchuk with Ronerest, Inc.

And Svitlana Gushul with Expert Homecare


OUR SPECIAL Thanks  TO


v
PHILADELPHIA HOME CARE AGENCY

v
NORTHEAST DISCOUNT PRINTING

We appreciate your contribution. Your generosity will directly benefit the NWA and will make a difference in the lives of our clients and community.


Quotation of the Month

 “We will open the book.
Its pages are blank.
We are going to put words on them ourselves.
The book is called Opportunity and its first chapter is New Year's Day’.
~ Edith Lovejoy Pierce




Civics education


NEW YEAR’S DAY


New Year's Day is the first day of a new year. New Year's is a national holiday, so schools, banks, post offices, and government buildings are closed. In 2011, it is on a Saturday.

People celebrate New Year's Day by attending parties and staying awake until midnight on New Year's Eve. At midnight, party goers blow noisemakers, throw confetti, and kiss their partner. Some cities have firework displays. Times Square in New York City has a famous New Year's countdown just before midnight. At exactly midnight a large ball covered with lights slides down a pole.

Different countries and cultures celebrate the New Year in different ways.

In the US, many people attend or throw New Year parties. They drink champagne, dance, and cheer at the stroke of midnight. Men kiss women who happen to stand under mistletoe. Fireworks, which in old times scared away evil spirits, are very popular throughout the country. US residents often make one or more New Year’s resolutions, such as promising to quit smoking, lose weight, or stop drinking. Most of these resolutions last little longer than a month.

 In Mexico and Venezuela, many people wear red or yellow underwear for good luck. In Brazil, residents wear white clothes for good luck, and in China, they wear red clothes and give children red envelopes with money in them.

 In Iran, people wear brand new clothes on the first day of the New Year.  In Scotland, homeowners open the front door at midnight to let in the New Year, and open the back door to let out the old year.

 In Switzerland, people kiss each other three times at midnight. In Spain, people eat 12 grapes—one per chime—as the clock chimes midnight.

In Japan , they ring a bell 108 times to get rid of the 108 bad desires that people have. In Korea they ring a bell 33 times in honor of 33 ancient soldiers.

 In Colombia, families make a rag doll called “Mr. Old Year.” They dress it in old clothes and stuff it with things that the family doesn’t want anymore. Then at midnight, they set the doll on fire, to rid themselves of all the bad things of the previous year.


ABc For immigrants


CHIP The Children’s Health Insurance Program (CHIP) is a state and federally funded health insurance program that provides health insurance coverage to uninsured children who meet eligibility guidelines and are residents of Pennsylvania residing in the Independence Blue Cross service area of Bucks, Chester, Delaware, Montgomery, and Philadelphia counties. Depending on family size and income, eligible children are provided with free or low-cost ($25.00, $40.00, $50.00, or full-cost CHIP for $236.53 per month, per child) insurance through Keystone Health Plan East (KHPE) HMO.

Features of CHIP:

·

doctor office visits (well and sick)

·

immunizations

·

pediatric preventive care

·

dental care (cosmetic and orthodontics not included)

·

hearing care and hearing aids

·

vision care and eyeglasses

·

prescription drugs

·

surgery

·

emergency care

·

X-ray and laboratory services

·

routine allergy injections

·

mental health services

·

substance abuse treatment

·

up to 90 days inpatient hospitalization

·

durable medical equipment

·

For more details, please call 1-800-464-5437 (TDD/TTY: 215-241-2622) or complete an online information request: www.chipcoverspakids.comCached
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Similar


 Nikki Bagby, UnitedHealthcare.Marketing Representative speaks to ESL students about

Children Health Insurance Plan

Winter Poems


New Year

( Leland B. Jacobs)


A year to be glad in,
And not to be sad in,
To gain in, to give in,                         
A happy new year.
A new year for trying,
And never for sighing,
A new year to live in,
Oh, hold it most dear.

The snow fell gently all the night.
It made a blanket soft and white.
It covered houses, flowers and ground
But did not make a single sound.


Snow Ball

(Shel Silverstein)


I made myself a snow ball as perfect as could be
I thought I'd keep it as a pet and let it sleep with me
I made it some pajamas and a pillow for its head
Then, last night it ran away
But first -- it wet the bed.


Idioms to Be Learned in December

ring in the new year

to celebrate the beginning of the new year at midnight on December 31. We are planning a big party to ring in the new year. How did you ring in the new year?


autumn years

the later years of a person's life, especially after they have stopped working. He spent his autumn years surrounded by family and friends.


take years off (of) someone or something

to make someone seem or look younger. My exciting vacation took years off of me. Your shorter haircut has taken years off your face.


put years on somebody

to make someone look or feel much older. The breakup of his marriage put years on him.


by the year

one year at a time. Most apartments are available by the year.


 

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